Privacy Policy: What We Collect and Who Sees It

1. What we collect

When you submit a request we collect what the form asks for: the amount and purpose of the loan, your name, contact details, and basic financial information such as income. When you use the contact form we collect your name, email address, and message. Like most websites we also receive technical data automatically, including your IP address, browser type, and the pages you visit, which we use to keep the site working and secure.

Our calculators run entirely in your browser; the numbers you type into them are not sent to us or stored.

2. Why we collect it and who sees it

The purpose of a loan request is to be shared: when you submit one, we pass it to lenders and lending partners in our network so they can evaluate it and respond with terms. That sharing is the service. Lenders who receive your request handle it under their own privacy policies, and where permitted by law they may obtain consumer credit reports to evaluate creditworthiness.

We may also use your information to operate and improve the site, respond to your messages, comply with legal obligations, and prevent fraud. Simple Loan Solutions may receive compensation from lenders or lending partners when a reader is matched or funded. This compensation may affect which lenders appear in our network and how requests are routed.

3. What we do not do

We do not sell your information to data brokers, and we do not share it with third parties outside the purposes described here. We never ask for your password to any financial account, and no one from this site will ever contact you demanding payment by gift card or wire transfer.

4. Cookies and analytics

The site uses a session cookie to make forms work securely. If analytics tools are used, they measure page visits in aggregate so we can see what is useful; they are not used to build individual profiles. You can block or clear cookies in your browser at any time, though forms may stop working without the session cookie.

5. How long we keep information

We keep request and contact information only as long as needed for the purposes above and for any period the law requires, then delete or anonymize it. Information already shared with a lender at your direction is retained by that lender under its own policy.

6. Your choices and rights

You can ask us what information we hold about you, ask us to correct it, or ask us to delete it, by writing through our contact form. Depending on your state, you may have additional rights under laws such as the California Consumer Privacy Act, and we honor those requests regardless of which state you live in where practical. You can opt out of communications at any time by following the instructions in any message you receive.

7. Consent to be contacted

By submitting your request, you agree to be contacted by Simple Loan Solutions and its lending partners by phone, text message, and email, including through automated or prerecorded technology, at the number and address you provide, even if it is on a do-not-call list. Consent is not a condition of any purchase. You can opt out at any time by following the instructions in any message you receive.

8. Electronic delivery of disclosures

By using this website and submitting a request, you consent under the federal E-SIGN Act to receive all communications, agreements, disclosures, notices, and other information from Simple Loan Solutions and the lenders and lending partners we connect you with in electronic form, including by email, by text message, and by posting on this website, instead of on paper. This consent covers this Privacy Policy, our Terms of Service, the consent and TCPA disclosures, and any documents related to your request. To access and keep electronic communications you need a device with internet access, a current web browser, and a valid email address, and you are responsible for keeping your contact details current. Standard message and data rates may apply to text messages, and you can stop texts at any time by replying STOP. You may withdraw this consent or request a free paper copy of any disclosure at any time through our contact form, though doing so may mean we can no longer provide the matching service.

9. Security

Data sent through this site is encrypted in transit using TLS. No method of transmission or storage is completely secure, and we cannot guarantee absolute security, but we limit access to your information to what the service requires.

10. Children

This site is for adults. We do not knowingly collect information from anyone under 18, and if we learn we have, we delete it.

11. Changes and contact

We may update this policy from time to time, and the version published here is the one in force. Simpleloansolutions.co is a privately operated service and is not affiliated with, endorsed by, or sponsored by any federal, state, or local government agency. Questions about privacy can be sent through our contact form.